HOMES AND LOANS
DONE RIGHT

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(951) 425-HLDR

The Loan Process
Loan Application
Steps to get your loan. We can help every step of the way.


Not a fan of the complicated processes? Neither are we. Afraid that it may be overwhelming? That’s why our mortgage loan specialists make the lending process simplified and educate you thru every step!

 
Our 10 Step Home Loan Application Process

1. Your pre-qualification checklist is completed and all necessary documents are collected

2. We order your credit report and any additional necessary documents and information

3. Your loan originator meets with you and a loan program is selected based on your financial goals, needs and your loan application

4. We send your loan application to the lender for a fully underwritten conditional loan approval and you begin your home search with a professional Realtor

5. Your Realtor presents an offer on your behalf for the home you have selected – the offer is accepted and the close of escrow date is set!

6. We turn your “TO BE DETERMINED” conditional loan approval into a “PROPERTY SELECTED” conditional approval, gather all necessary disclosures, conditions, get your Loan Estimate ordered, order the appraisal, and other necessary documents

7. Loan is clear to close! Your Closing Disclosure is sent and within 3 business you’re your closing documents are sent to the closing company
8. Congratulations! You signed your loan documents! 

9. We work with the lender to fund your loan and ensure the closing company sets up the file for recording and you become the owner of your new home

10. We stay in touch and helps you with any future financing needs
Sound too easy? Well it can be! We are committed to communicating every milestone of your loan application status as it happens. We are always happy and eager to assist and answer any questions you may have. 
 



APPLYING IS EASY!
Click the link below to set up your personal (and condifential) loan application. Once you are done you will recieve an email with a customized checklist. You will gather all of your paperwork and then call and speak with a mortgage loan specialist!

 


 



APPLY NOW ~ CLICK HERE
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